Under the Hood: Tackling Alternative-Income Documentation in Non-QM

Because there are no standardized underwriting guidelines, accepted documentation varies from lender to lender. To address this, dv01 has developed standardized loan attribute fields that help investors shed light on the loan quality underlying the transaction while allowing easy comparison across securitizations, shelves and originators.

Data is at the core of everything we do, and this whitepaper highlights:

• Why accurate income documentation is vital for investors

• How dv01 makes it possible for investors to analyze performance by normalized and consolidated alternative-income documentation type

• How dv01 handles common data issues to provide investors with accurate data labeling